Sayed Gawad

First Abu Dhabi Bank :-
January2020: working in Credit Risk CAD department.

Reviewing all unsecured cases (Personal loans, Salary loans, Auto loans, Property loans & Credit Cards).

Communicate major deficiencies & policy violations to credit supervisor for follow up with Recommending additions & modifications to credit policy, product manual & Operational procedures.

Alertness in detecting fraud application & ensure that good quality of credit applications are processed.

Creating approval sheet and pass the case to the supervisor.

Checking I score report CBE Negative list to check credit history and DBR calculations.

Conducting contact point verification (CPV) with customer.

Updating the decisions of the cases on the appropriate systems.
Reviewing all secured cases (Personal loans, Salary loans, Auto loans, Property loans & Credit Cards).

Authenticate all securities documents  as per credit Department approval & credit guidelines, Lodging Securities & Mandate files.

Preparing all loan maintenance transactions (increase / decrease limit, release / modify collaterals, early settlement, postponement & reschedule) .

Preparing monthly (collateral & auto  insurance policies) excel reports in order to be sent to the head office.

Preparing SMEs auto loans (renewal  release) Letters.

Arab Investment Bank :-
(April 2019-December 2019): working in operations Remittance department.

Initiates Swift's outgoing, incoming transfers and ACH transactions, through automating clearing house system.

Review that any outgoing transfers is complying with the CBE regulations. 

Ensure that any investigations sent to the Compliance department for any necessary action at their end. 

Handle pensions and payrolls payments. 

Contact branches for any queries and provide support.

Provide of the inter-bank clearing of the Payment instruction
 

Educational Background:

2014-2017: Faculty of Commerce & Business Administration, Accounting Dept.  Helwan University "Cumulative Grade  Good" GPA (73.49%).