HRH Moustafa

Finance leader with over 30 years of progressive experience in commercial and corporate banking across in GCC and Egypt. Proven expertise in credit control, lending operations, relationship management, and credit risk mitigation. Led multi-branch credit administration units, pioneered system transformations (FLEXCUBE, ICBS), and built efficient teams that enhance profitability and compliance. Passionate about aligning financial strategy with business goals, mentoring teams, and driving operational excellence.

Manager, Corporate Credit Control, Administration & Remedial
Sept 2009 – Feb 2021

• Supervised credit documentation and collateral for corporate and SME portfolios across 15+ branches.
• Led a team of 15+ staff, improving productivity through delegation and mentoring.
• Enforced compliance with approved credit terms and security arrangements.

Credit Manager, Credit & Marketing Dept
Sept 2007 – Aug 2009

• Managed 370 corporate & SME accounts and assessed proposals for an 8-member team.
• Ensured profitable loan generation with acceptable risk levels.
• Developed client relationships to maximize returns.

Branch Manager
June 2005 – Aug 2007

• Launched a new branch; built operational framework and grew clientele from the ground up.
• Prepared budgets and deployed resources strategically.

Senior Credit Officer
Mar 1995 – Feb 1999

• Oversaw credit quality for five branches; assessed corporate and retail proposals.
• Recommended credit lines with risk mitigation measures.

Bachelor of Commerce (Accounting), Alexandria University